Looking back at 2014, with tax season nearly completed, we are proud to list the top scams for the year.
RedCrossNNY is all about informing consumers to scams, when you hear red cross you think of assistance, of help, and that’s what we do.
2014 Top Scams
Phishing and also ID burglary
The Leading Consumer Phone Scams of 2014 are:
Credit Card Scam(18.5 percent of complete phone rip-offs) The No. 1 phone rip-off obstructing voice mail boxes throughout the country is crafted by companies that declare to supply sufferers lowered rates of interest on credit card accounts.
Home Safety Systems(13.6 percent of overall phone scams) The Residence Safety Equipments rip-off is the most prominent robocall phone fraud that Pindrop tracks. Targets listen to a tape-recorded message supplying a free house protection system
Spam Text(8.2 percent of total phone scams) These fraudsters send text messages appealing prizes if the target calls the provided contact number or brows through a certain internet site. Text message spam is a dual hazard. It can be made use of to obtain victims to disclose personal details and result in undesirable phone fees or computer malware.
Free Cruises Scam(7.5 percent of complete phone rip-offs) Victims are informed they have won a complimentary boat trip. This deal can come by the phone, text message, in the mail, or some combination of the three. Fraudsters use high-pressure sales strategies to bring targets to give them their credit card information to spend for “tax obligation” and other add-on charges.
Federal government Grants(7.4 percent of overall phone scams) Targets are informed they have been picked to obtain a federal government grant ranging from $5,000 to $25,000 just for being a good citizen. In order to get the give cash, sufferers should pay a “processing cost” of $150 to $700. Scammers request checking account information also.
Microsoft Technology Assistance Malware(6.6 percent of overall phone frauds) Fraudsters inform targets that their computers have actually been infected with an infection. They request repayment and remote computer gain access to in order to “deal with” the virus. These scammers misrepresent their firms, and also, in some cases, if given accessibility to a victim’s computer, they will set up malware or monitoring software application often used to swipe individual details. Sufferers are then charged for these “services.”.
Automobile Insurance policy(5.3 percent of overall phone frauds) Scammers call targets to notify them either that they are eligible for a lesser auto insurance policy rate. Sufferers are asked to confirm personal specifics in order t acquire the price. Scammers walk away from the call with target’s insurance coverage number, name, SSN, and also more, every one of which is used for identification burglary.
Cash advance scam (5.2 percent of total phone rip-offs) This rip-off targets folks that have made an application for payday advance loan in the past. Scammers pose as debt collection agencies, telling sufferers that they have an old overdue funding and needs to pay interest and late charges. Scammers could threaten to send cops if victims do not pay them.
Internal Revenue Service Fraud(5 percent of total phone scams) The IRS phone scam has actually come to be a major problem in the past year, prompting multiple main cautions from the Internal
Revenue Service. Scammers impersonate Internal Revenue Service reps, informing victims that they owe unpaid taxes and fines. They ask for immediate repayment and also intimidate victims with suits and also arrest if they do not pay. Fraudsters request for payment through pre-loaded debit card, cable transfer, or over the phone. Commonly fraudsters might attempt to get personal details from victims as well.
Financial institution Scams(4.6 percent of overall phone scams) Fraudsters will certainly pretend to be calling from the target’s bank, stating their account has been locked or a grip has been places on their debit card. Victims are asked to “confirm” personal account information.
Phony Website Fraud – You are told to visit a site to verify your account information, your information is then stolen.
Iraqi Dinar Scam – Winner of the biggest scam of 2014
Iraqi Dinar Scam – People believe they will get rich by investing in the Iraqi Dinar in the hopes for a revaluation. They buy lots of Iraqi Dinars and they listen to conference calls providing inside “intel” but the truth is that they are suckers who are about to lose a lot of money. Stay away from the Iraqi Dinar. Please watch the video below on Planet Dinar, it’s a closed website, so only those who have inside knowledge can join. You need to pay a monthly fee of $5 or more to be a member. Most of the information is available for free on the internet.